We all mess up from time to time…especially when it comes to credit. Don’t beat yourself up over it, but be sure to get the help you need before it gets worse. There are a few common mistakes that people make when it comes to their credit. These simple credit mistakes can ruin someone’s life, if left untended to.
Luckily, CreditLawPro.com advisors are here to help. We not only do we review your credit reports, to ensure a detailed plan to increase your credit score, but we provide you with the advice, help, and resource necessary to keep your credit score high.
Applying for in-store credit cards always feels like the right thing to do, especially when you need an awesome new outfit for your reunion! Well, it’s never a good idea. Ever. By applying for these in-store credit cards, you are opening an inquiry on your credit, that could negatively effect your score. The more inquiries you open on your credit, within a 6 to 12 month time frame, the more you damage your credit sore.
Co-signing for a loan, could kill your credit score. Any late payments made on that loan, will effect your overall credit score. We know, it’s tempting to help out a friend or family member, but it’s never fun to hurt yourself in the process. So, we say to you, out of love, don’t do it.
In your defense, they do say that ignorance is bliss. In the case of your credit score, however, this is the furthest thing from the truth. Checking your credit score can be a little scary, especially if you haven’t done it in awhile, or ever before. Fear not…CreditLawPro.com will be here to wipe away your tears if your score is lower than you had hoped for.
Here’s a list of place that you can check your credit score.
We hope that this information was helpful, for you to steer clear of these common credit traps. If you have already fallen into one of these sneaky traps, be sure to contact CreditLawPro.com today! We would love to help you.